Kaiser Permanente California
Kaiser Permanente offers health insurance plans aimed at meeting
your needs. For details regarding coverage, click on each plan for a
description of the Plan Highlights. You will need Adobe
Acrobat Reader to download these files.
If you are looking for health insurance, Kaiser California insurance
rate quotes are available online. It is quick and easy to find and view
rates and information about Kaiser health insurance. California plans
are available for Kaiser Northern California and Kaiser Southern California
areas, with quality coverage and competitive pricing. Members in all
service areas have access to Kaiser California online services, as well,
which allows them to speak to doctors, fill prescriptions and get information.
2008 California: Plans for Individuals and Families Kaiser
Health Insurance California Individual and Family Coverage:
There are eight different options for Kaiser California Insurance, now
that they have added a new $1,000 deductible plan. The list of Kaiser
Permanente California plans consist of:
2008 California: Plans for Self-Employed and Small Business
If you have a business in need of group health insurance, you
should also consider Kaiser health insurance. California businesses
are turning to the nation’s leading HMO for their group health plans
more and more, because of the wide range of choices that are available.
There are numerous multi-choice deductible plans, heath savings accounts,
and other options.
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Copayment Plans
Copayment
plans have set costs for care and enable you to know in
advance your out-of-pocket costs for prescriptions or visits
to the doctor. With our copyament plans, you have a higher
monthly premium than with a deductible plan, but you pay
a fixed copayment for most services from your first day
of coverage.
$5 Copayment |
$15
Copayment |
$20
Copayment |
$30
Copayment |
$50
Copayment |
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Deductible Plans
With
a deductable plan, your monthly charges are lower, but you're
responsible for meeting a deductible before you're eligible
to pay copayments or coinsurance for most care. However,
you do not have to pay a deductible for certain preventive
care services and some other services. These are available
for a copayment from your first day of coverage.
$30/1000
Deductible |
$40/1000
Deductible (PPO) |
$30/1500
Deductible |
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Deductible Plans with HSA option (Health Savings Account)
If
you enroll in an HSA-qualified deductible plan and open
a health savings account, or HSA, you can save money, on
a tax-free basis, for current and future qualified medical
expenses. When you put money in your HSA, your contributions
can be subtracted from your taxable income, your invested
funds can grow tax free when used to pay for qualified medical
expenses.
$0/1500
Deductible with HSA |
$30/2700
Deductible (PPO) with HSA |
$0/2700
Deductible with HSA |
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Deductible Plans with HRA option (Health Reimbursement
Arrangement)
Deductible
plans with affordable monthly premiums plus an employer-funded
account employees can use tax free for covered medical expenses.
HRA offers tax benefits for the employer while encouraging
employee retention.
$30/1500
Deductible with HRA |
$30/2500
Deductible with HRA |
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PPO Plan
DNew
for 2008, you'll be able to offer a $40/$1000 PPO Plan,
which gives employees the ability to chose care from a contracted
provider network or from any other licensed nonparticipating
provider. PPO is available within the multi-plan offering
and is a great solution for employees who have an existing
relatinship with a community provider or living outside
the Kaiser permanente service area.
$40/$1000
PPO Plan |
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$35
Point of Service Plan
The
POS Plans give your employees the opportunity once a year
to select the option that best suits their needs. They can
select the HMO option as their complete coverage , or select
the Point-of-Service option that includes the HMO (Kaiser
Permanente Plan Providers), along with the ability to see
outside providers. NOTE: This plan may only be offered as
part of a multiple plan offering (3+ employees)
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Dental
Plans
Group
Dental insurance plans administered by Delta Dental.
Fee
for Service |
DeltaCare
Dental HMO |
PPO |
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Chiropractic
Benefit Option for Groups
$15/20
Visit |
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Kaiser California Service Areas
Health insurance plans are available for cities throughout Kaiser Northern
California and Kaiser Southern California. The Kaiser Insurance CA service
areas include Alameda, Amador, Contra Costa, El Dorado, Fresno, Imperial,
Kern, Kings, Los Angeles, Madera, Marin, Mariposa, Napa, Placer, Riverside,
Sacramento, San Bernardino, San Diego, San Francisco, San Joaquin, San
Mateo, Santa Clara, Santa Cruz, Solano, Sonoma, Stanislaus, Sutter,
Tulare, Ventura, Yolo and Yuba counties.
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