Kaiser Permanente California

Kaiser Permanente offers health insurance plans aimed at meeting your needs. For details regarding coverage, click on each plan for a description of the Plan Highlights. You will need Adobe Acrobat Reader to download these files.

If you are looking for health insurance, Kaiser California insurance rate quotes are available online. It is quick and easy to find and view rates and information about Kaiser health insurance. California plans are available for Kaiser Northern California and Kaiser Southern California areas, with quality coverage and competitive pricing. Members in all service areas have access to Kaiser California online services, as well, which allows them to speak to doctors, fill prescriptions and get information.

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2008 California: Plans for Individuals and Families

$0/$1500 Deductible with HSA   $25 Co-Pay  |  $50 Co-Pay   $0/2700 Deductible with HSA   $500 Deductible  |  $1000 Deductible  |  $1500 Deductible   $30/$2700 Deductible with HSA   Dental Plans

2008 California: Plans for Self-Employed and Small Business

 If you have a business in need of group health insurance, you should also consider Kaiser health insurance. California businesses are turning to the nation’s leading HMO for their group health plans more and more, because of the wide range of choices that are available. There are numerous multi-choice deductible plans, heath savings accounts, and other options.

Copayment Plans Copayment plans have set costs for care and enable you to know in advance your out-of-pocket costs for prescriptions or visits to the doctor. With our copyament plans, you have a higher monthly premium than with a deductible plan, but you pay a fixed copayment for most services from your first day of coverage. $5 Copayment $15 Copayment $20 Copayment $30 Copayment $50 Copayment   Deductible Plans With a deductable plan, your monthly charges are lower, but you're responsible for meeting a deductible before you're eligible to pay copayments or coinsurance for most care. However, you do not have to pay a deductible for certain preventive care services and some other services. These are available for a copayment from your first day of coverage. $30/1000 Deductible $40/1000 Deductible (PPO) $30/1500 Deductible   Deductible Plans with HSA option (Health Savings Account) If you enroll in an HSA-qualified deductible plan and open a health savings account, or HSA, you can save money, on a tax-free basis, for current and future qualified medical expenses. When you put money in your HSA, your contributions can be subtracted from your taxable income, your invested funds can grow tax free when used to pay for qualified medical expenses. $0/1500 Deductible with HSA $30/2700 Deductible (PPO) with HSA $0/2700 Deductible with HSA   Deductible Plans with HRA option (Health Reimbursement Arrangement) Deductible plans with affordable monthly premiums plus an employer-funded account employees can use tax free for covered medical expenses. HRA offers tax benefits for the employer while encouraging employee retention. $30/1500 Deductible with HRA $30/2500 Deductible with HRA   PPO Plan DNew for 2008, you'll be able to offer a $40/$1000 PPO Plan, which gives employees the ability to chose care from a contracted provider network or from any other licensed nonparticipating provider. PPO is available within the multi-plan offering and is a great solution for employees who have an existing relatinship with a community provider or living outside the Kaiser permanente service area. $40/$1000 PPO Plan   $35 Point of Service Plan The POS Plans give your employees the opportunity once a year to select the option that best suits their needs. They can select the HMO option as their complete coverage , or select the Point-of-Service option that includes the HMO (Kaiser Permanente Plan Providers), along with the ability to see outside providers. NOTE: This plan may only be offered as part of a multiple plan offering (3+ employees)     Dental Plans Group Dental insurance plans administered by Delta Dental. Fee for Service DeltaCare Dental HMO PPO     Chiropractic Benefit Option for Groups  $15/20 Visit

Kaiser California Service Areas
Health insurance plans are available for cities throughout Kaiser Northern California and Kaiser Southern California. The Kaiser Insurance CA service areas include Alameda, Amador, Contra Costa, El Dorado, Fresno, Imperial, Kern, Kings, Los Angeles, Madera, Marin, Mariposa, Napa, Placer, Riverside, Sacramento, San Bernardino, San Diego, San Francisco, San Joaquin, San Mateo, Santa Clara, Santa Cruz, Solano, Sonoma, Stanislaus, Sutter, Tulare, Ventura, Yolo and Yuba counties.